Start your debt free journey...

Mums Debt Service gives you the information and support that you need to make an informed decision regarding your circumstances. Debt solutions could help you:

  • Stop all creditor and bailiff hassle
  • Reduce your monthly payments
  • Freeze all interest and charges
  • Potentially write off some of your unaffordable debts
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  • Takes less than 30 seconds to check

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3 easy steps to becoming debt free

Its time to take back control of your finances and start to enjoy your life again

Answer a few simple questions

Answer a few simple questions to see what options you qualify for

Speak to one of our friendly debt advisors

One of our experienced debt advisors will give you a call to find out more about your situation, so we can find the best solution for you.

Choose the plan that’s right for you

After we’ve discussed the options, based on your affordability, choose the best option that suits you

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Let us help you to deal with your debts and start to enjoy life again

Mums debt service has helped thousands of mums, just like you, get their finances back on track. Our mission is to help every mum get back to enjoying their life with their kids and not have to worry about putting food on the table ever again

You can write off most types of unsecured debt, including:

  • Utility bills
  • Personal loans
  • Gambling debt
  • Student loans
  • Credit cards
  • Business loans
  • Pay day loans
  • Overdraft
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Start making new memories, free of debt worries, today.

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Not sure which debts you owe?

Our specialist team can help find out that information for you

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Do You Have Any Questions? Here Are The Answers...

There are a number of debt solutions where a formal agreement between you and your creditors can be set up, that helps you repay what you can afford towards your debts. With some of the formal debt solutions, any remaining debt left over after your agreement is then written off.
If you’re currently struggling with unaffordable debt, you could be eligible to write off part of what you owe. With a government backed initiative, UK residents have a right to debt relief and there are a number of tried and tested debt solutions that can help not only write off debt, but also reduce pressure from creditors and freeze interest and any charges.
We can help with any unsecured debts. For example: loans, credit cards, store cards, council tax arrears, utility debts, catalogue debts and many more.
Debt relief options differ from person to person. However, our debt experts will work with you and explain all the options available, so you are able to make an informed decision. In most cases we can have a debt relief option set up for you within 14 days.
Provided you maintain payments, all unpaid debts are written off at the end of the IVA, IVA’s normally last for 60 months. An IVA can potentially write off up to 90% of unsecured debts or loans.

We are one of the only Debt advice companies who do not charge upfront fees. Paying any provider upfront fees will only cause a delay in your debt solution being accepted and cost you extra money which is completely unnecessary. Our fees are recovered directly from creditor contributions as Mums Debt Service will never directly charge the client for any of our services

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Our promise to every mum who needs our help, we will…

Talk to creditors on your behalf

We’ll be fighting your corner and put forward a proposal based on what you can afford

Agree one monthly payment that’s affordable

A payment based on your affordability

Get all your money worries under control

Tomorrow you can wake up & get on with your life without worrying about money

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To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.